SoFi: Bank, Invest & Crypto

Kungani amalungu ayizigidi ezingu-15.8 ethanda i-SoFi? Bhanga, tshala imali, futhi ube ne-crypto yakho konke kuhlelo lokusebenza olulodwa, manje nge-SoFi Coach, umhlahlandlela wakho wezezimali oqhutshwa yi-AI.

OKUSHA! UMQEQESHI WE-SOFI: UMHLAHLANDLELA WEZEMALI OQHUTSHWA YI-AI

• Xoxa noMqeqeshi ukuze uthole ulwazi lwezezimali oluqondene nawe, olunikezwa yi-SoFi Financial Planners.

• Ukuhlaziywa okuqhutshwa yi-AI kokusebenzisa kwakho imali, isabelomali, amaphuzu esikweletu, kanye nesikweletu.

UKUBHANGELWA KWE-INTANETHI

• Vula i-akhawunti yasebhange engenayo i-akhawunti, isevisi, noma izimali zokulungisa futhi kungekho bhalansi encane edingekayo.

• Uhlelo lokusebenza lwebhange leselula lokuthumela imali, ukudlulisa imali, ukukhokha izikweletu, nokuphatha izimali zakho.

I-AKHAWUNTI YOKONGA ENEMVUZO EPHEZULU

• Ama-Savings Vaults akusiza ukuthi uhlele isikhwama sakho esiphuthumayo kanye nemigomo yokonga endaweni eyodwa.

• Ukudluliselwa okusheshayo phakathi kokuhlola nokonga ngaphandle kwezimali.

THENGA, THENGISA FUTHI UBAMBE I-CRYPTO
• Ibhange lokuqala likazwelonke lapho abantu bengathenga, bathengise, futhi babambe khona i-cryptocurrency.

• Finyelela i-Bitcoin, i-Ethereum, i-Solana, kanye ne-cryptocurrencies engaphezu kuka-25 epulatifomu enezivikelo zebhange.

UBULUNGU BWE-SOFI PLUS PREMIUM

• I-APY engu-4.70% kuze kufike ku-$20,000 ekongeni ngobulungu be-SoFi Plus.¹

UKUHWEBA NOKUTSHALWA KWESITOKI

• Hweba amasheya nama-ETF nge-SoFi Securities ukuze wakhe iphothifoliyo yakho yokutshalwa kwezimali (kuyasebenza ezinye izimali).

• Tshala imali kumasheya amancane kusukela ku-$5, noma hlola izimali zenkomba, ama-ETF, kanye nokuhweba ngezinketho (kuyasebenza imikhawulo).

• Ukutshala imali okuzenzakalelayo, ama-akhawunti omhlalaphansi e-IRA kanye ne-Roth IRA, kanye nokuphathwa kwephothifoliyo nge-SoFi Wealth.

Uhlelo Lokusebenza Lwesabelomali Nokuphathwa Kwemali

• Uhlelo lokusebenza lwesabelomali lokulandelela ukusetshenziswa kwemali, ukusetha imigomo yokonga, nokuphatha izimali zakho usendaweni eyodwa.

• Landelela izindleko, ukuqapha inani lakho eliphelele, nokuphatha ama-akhawunti axhunyiwe endaweni eyodwa.

IMALI MBOLEKO NESIKOLO SEKHREDITHI

• Imali mboleko yomuntu siqu kanye nokubuyiselwa kwemali mboleko yabafundi yokuhlanganisa izikweletu nokuthenga okukhulu. Gqibezela kusengaphambili ngemizuzu embalwa ngaphandle kokuthinta amaphuzu akho esikweletu.

• Ukuqapha amaphuzu esikweletu, ukufinyelela imibiko yesikweletu, kanye namathuluzi okwakha isikweletu.

Ukuze uthole ukudalulwa kumapulatifomu e-SoFi Invest vakashela i-SoFi.com/legal. Ukuze uthole uhlu oluphelele lwezimali ezihambisana ne-SoFi Invest sicela ubheke ishejuli yethu yezimali (https://www.sofi.com/wealth/assets/documents/sofi-invest-fee-schedule.pdf).

Uma uvula i-Akhawunti Yokonga ye-SoFi, i-SoFi Bank izovula ngokuzenzakalelayo i-Akhawunti Yokuhlola ye-SoFi egameni lakho. Bheka Isivumelwano Se-Akhawunti Yediphozithi Yebhange le-SoFi ukuthola imininingwane.

Asikhokhisi noma iyiphi i-akhawunti, isevisi, noma izimali zokulungisa ze-SoFi Checking and Savings. Sikhokhisa izimali zokuthengiselana zokudluliselwa kwemali okuphumayo, Ukudluliselwa Okusheshayo, kanye nokudluliselwa kwemali emhlabeni jikelele. Inqubomgomo yethu yezimali ingashintsha nganoma yisiphi isikhathi. Bheka Ishidi Lezimali Lebhange le-SoFi ukuthola imininingwane ku-sofi.com/legal/banking-fees/.

Imali engenayo yenzalo elinganisiwe isekelwe ebhalansini yakho ye-akhawunti yokonga ye-SoFi Bank kusukela ngomhlaka-10/20/26. futhi ithatha ukuthi i-APY yamanje engu-4.70% kumabhalansi afinyelela ku-$20,000 kumalungu e-SoFi Plus izohlala isebenza izinyanga eziyi-12, inzalo ihlanganiswa njalo ngenyanga futhi akukho madiphozithi noma ukuhoxiswa okwengeziwe. Amanani ayahlukahluka futhi angashintsha, futhi inzalo yangempela etholwayo ingahluka ngokusekelwe ezinguqukweni zebhalansi ye-akhawunti yakho kanye ne-APY esebenzayo. Lokhu kulinganisela kuhlinzekwa ngezinjongo zolwazi kuphela futhi akufanele kuthenjwe kukho njengesiqinisekiso semali engenayo yenzalo yesikhathi esizayo. Lokhu kulinganisela akubonisi inzalo ongayithola ngaphandle kokubhalisela i-SoFi Plus. Ukuze uthole imininingwane yakho yakamuva ye-APY, sicela ubheke ikhasi lemininingwane ye-APY kuhlelo lokusebenza lweselula lwe-SoFi. Bheka futhi ku-http://www.sofi.com/legal/banking-rate-sheet.

I-SoFi izofanisa u-1% wokudluliselwa kwe-ACAT kwekhasimende, kuze kufike ku-$5,000,000 kwi-akhawunti yomhlalaphansi yomuntu siqu eqondiswa yi-SoFi (IRA) ekhona noma esanda kuvulwa noma i-akhawunti ekhokhiswa intela ye-SoFi ngesikhathi seNkathi Yokunikezwa kusukela ngoSepthemba 10 kuya kuSepthemba 30, 2026. Izimpahla ezidluliselwe kumele zikhokhwe ngaphambi kokuphela kweNkathi Yokunikezwa ukuze zifanelekele umdlalo futhi kumele zigcinwe ku-akhawunti iminyaka emihlanu. Ukuze uthole imigomo nemibandela ephelele, sicela uvakashele i-SoFi.com/ACATterms